Śrīmad-Bhāgavatam · Text 10.84.39
Who is speaking and story frame
ऋणैस्त्रिभिर्द्विजो जातो देवर्षिपितृणां प्रभो ।
यज्ञाध्ययनपुत्रैस्तान्यनिस्तीर्य त्यजन् पतेत् ॥ ३९ ॥
ṛṇais tribhir dvijo jāto
devarṣi-pitṝṇāṁ prabho
yajñādhyayana-putrais tāny
anistīrya tyajan patet
Dear Prabhu, a member of the twice-born classes is born with three kinds of debts — those owed to the demigods, to the sages and to his forefathers. If he leaves his body without first liquidating these debts by performing sacrifice, studying the scriptures and begetting children, he will fall down into a hellish condition.
Read the purport on Vedabase.ioFrom Canto 10, chapter 14 onward, the translation and purports were completed by Śrīla Prabhupāda's disciples after his departure, and published by the Bhaktivedanta Book Trust.